Alliance@IBM IBM Retiree Issues This Comments Section is CLOSEDComment. I printed out a Benefit Verification letter (from Social Security Website). Social Security benefits for 2. Medicare Part B reimbursement. TWOE. It stated that my Medicare Part B cost would be 1. Since I was worried about getting reimbursement from TWOE I called the. Local and National Social Security offices. Speak Up: An Illustrated Guide to Public Speaking by Douglas M Fraleigh, Joseph S Tuman starting at $1.06. Speak Up: An Illustrated Guide to Public Speaking has 3 available editions to buy at Alibris. IBM software customers should be on their guard following changes to the fine print of the giant’s Passport Advantage program. Speak up, Oracle Breaking 350 million: What's next for Windows 10.They verified the amount as correct. They really did not answer. IMHO. The following is excerpts from the TWOE email. Weapologize for the delay in responding to your message. This type of account. IRS guidelines. For further clarification you can call the Funding. Administration Teamas they receive, process, and pay out your reimbursement requests and manage. HRA account. They are a separate third party company who has partnered. One. Exchange to manage your HRA account. The Funding Administration team. A Customer Service Representative. If you need further assistance, please. I was connected to someone.
Browse Director, IBM and Program content selected by the eLearning Learning community. I explained my question and she connected me to someone. The option 2 person answered my questions. My advice. call option 2 and let them connect to option 3 if necessary. Sorry for the long. This call was long, I was on hold for about 4. Perhaps the 3rd. party company is to blame for some of the problems occurring. Option 3 person. (offshore) requested my SS#, I gave the person only my LAST 4 digits .- TOM1. RETIREE- Comment. Are retirees still eligible for the HRA funds administered for. One Exchange?- Barbara. Plum- Comment. 1. I have Medicare but my wife is still in need of insurance so I. High Deductible PPO when IBM started using One Exchange. I believe. The premium for her was $3. This year it is $1. It. seems to me that IBM is just finding a way to erode my pension more and more. Can anyone explain this for us? Thanks - Duane Palmer- Comment. To- James Maness- What do you mean by the One. Exchange. (OE) website being useless? Is it because the tool . That is, with a few esoteric exceptions. IBM HRA reimbursement funds unless you purchase. OE at least one of: a) a Medicare Supplement plan (Medigap) b) a Medicare Part D Prescription Drug plan (PDP)c) a Medicare Advantage plan (MA)Since Medicare does not allow you to have both a Medigap plan and a MA plan. HRA with a non- OE Medigap. PDP plan though OE. OE does not broker all Medigap plans that are available in all zipcodes for. So many people find themselves buying a relatively inexpensive PDP. OE, and then buying a Medigap plan on the open market, and then using. HRA to pay for those expenses and also other expenses. To determine all. Medicare plans available to you in your zipcode area, rather than the. OE is licensed to sell, go to the US government site at website. Web site is useless. Can I contact the medigap provider directly. HRA to fund the premiums? On subsidized Cobra ending in 3. Expensive Cobra. Can I switch to retiree benefits at any time. Cobra? Then leave at any time assuming I get a job with benefits? Shame IBM retiree. FHA to make it cheaper. Kicking around other ideas. ACA or school insurance and saving. Calling ESC but never trust their answers. In the benefits booklet I received in 2. HRA in several ways (mostly dealt with spousal benefits. I remember correctly). However, the last statement indicates that we could. HRA if the program is cancelled (usual IBM speak for any benefit, we. If we had a union contract this could be protected. I am on. long term disability and they are getting rid of it. There was a. guy who had to train his replacement at Disny on as well as an attorney working. They want to hear from others who have lost their jobs in this. You can keep your identity anonymous if you want to. Comment. 1. 1/1. 6/1. To - bill muench- , on HRA access (Part 1) .. There is a lot of good documentation on HRA qualification and access at the. Towers Watson One. Exchange (OE) website. It also describes automatic. I think also requires. The automatic reimbursement process is supported by many, but not all, insurance. OE of payment, OE. HRA is empty. To - bill muench- , on HRA access (Part 2) .. If you are asking about initially qualifying. HRA, and you did not establish access to the IBM HRA in. Puerto Rico); b) you are US veteran with TRICARE- for- life coverage or VA coverage; c) you are currently enrolled in IBM Kaiser Permanente group plan and you enroll. Kaiser Permanente individual plan. Most insurance companies. If you are asking about continuing the use of IBM HRA which. HRA- qualifying. plan and wish to change it, then you need to contact OE and choose a different. HRA funds (or. else qualify via the same exceptions listed in prior . To choose a different qualifying plan from OE you can follow the same. I can't get through to TWOE.- bill muench- Comment. I am also very unhappy with One Exchange. Been waiting for almost. No easy way to un- enroll from one of the plans without speaking with. I will. try again later in the day, but so far I have to say that the service definitely. I am confused about all of the discussion about. I thought I lost that because I retired in 2. I sense. some folks are getting emails from IBM about it even though they have left IBM. IBM Health Reimburement. Year 2. 01. 5 is my second year under this reimburement account. I just. recently received notice from One Exchange that I owe them for all the 2. It looks like they feel they overpaid. Humana (my insurance company, changed their Medicare plan number. Has anyone experienced this problem and how did you get this. Also, this is truly idiotic. After almost eleven months of reimbursement. I don't qualify now and I owe them over $1. Thanks. for a reply.. His call was. answered promptly and a November appointment was scheduled. I am not sure how. If not until 9: 0. Since enrollment for Medicare ends 1. NO November appointments. I would definitely bug them with emails and. Deciding what. plans you want prior to your call is definitely advisable. I personally trust. MY judgement for selecting MY plans, I do NOT want them to make this selection. GOOD LUCK to all and JOIN THE ALLIANCE!! They are the same options that were available. If for some reason you can't see them, suggest you call the ESC. Contact. numbers listed on the Net. Benefits site. When I retired, I viewed the annual contribution for. IBM. Forcing us to use TWOE. One Exchange web site indicates. NO phone appointments available for the east coast for the ENTIRE. MONTH OF NOVEMBER! I called and waited for 2. Also the plans they offer. IBM needs to dump that company. I am lucky, I am also a retiree of Lockheed Martin. Owego, NY)and they also offer an HRA now (much smaller $ amount) to some Medicare. TWOE. LM rules for the HRA differ from HRA IBM rules. You need to know and understand the rules and live by them. HRA funds reimbursement, simple fact. Both HRAs that I. Medicare plan through TWOE to obtain. HRA funds. Medicare plans on the TWOE site for your area there are. Medicare. gov. The selection. EVERY year (so do your due diligence EVERY YEAR). HRA monies are NOT. Fed and NY state). I can only speak for Medicare. The LM HRA is for Medicare eligible retirees NOT represented. UNION. LM has unions in a lot of locations, there was none in Owego, NY. I worked for LM (a former IBM location). The LM union employees had better. IMHO) than LM nonunion employees (there WERE unions in LM for professional. If we had a union with an IBM contract. IBM HRA could possibly be covered by that contract (or have better benefits. WITHOUT an HRA?). You have NO POWER with IBM as an individual. You can join. the ALLIANCE as a retiree. A union contract is the only way to try and. We will get NO help from our governments. We have. to do things to protect ourselves, join the ALLIANCE!!!! By the way, there is. IBM RETIREE forum on Yahoo and they discuss the IBM HRA in some discussions. Sorry for the lengthy. I did a google search on IBM. Towers Watson One Exchange and got this site as a result. I am. fed up with TWOE. I tried to enroll in Quality Health Plans of New York through. TWOE only to be told that it is not one of the plans on their platform. The. only options they gave me were three plans from Emblem. Health. I sent an email. Diane Gherson, Senior VP of HR only to find out that Gherson joined IBM about. Towere Watson. I get the feeling that there is some investment. IBM and Towers Watson. TWOE told me that if I enroll in. QHPNY then I will not be eligible for reimbursement of my medicare advantage. They said they are not agents of QHPNY. Sounds like. a conflict of interest on TWOE part. It will mess up your HRA royally. It. took 1. 0 months to fix an I had to write to Dr. Ryo IBM VP to intercede. I. think this is a current requirement that did not exist in 1. Does anyone. know where to find the benefits documents from 1. Not a good start for new users. Hope IBM is addressing this. We agree that One. Exchange has been terrible at timely communications. IBM retirees' issues. A suggestion would be to form. IBM retirees and then seek legal help or some kind of consumer. Please. read through the past comments here regarding One Exchange. There may be some. Comment. 1. 0/2. 2/1. To - R Meals- I believe after two years of ltd, you become. Medicare. This change happens at any age- - even prior to 6. I think Ibm will give you some. OE- - at least until 6. Myself and. former coworkers have done this in the past and when you know what you want. Exchange One to finalize your plans is usually very short (Less. There is a lot of information on the Exchange One and Medicare. Gov. sites (and provider web sites) and you are probably better equipped to make. Exchange One people in a relatively. I personally spend quite a few hours prior to. Did I make the best. I always hope so and trust myself and my process rather than letting Exchange. One make my decisions for me in a relatively short phone conversation. Just. my two cents. Hope the $3. K does not go away because of IBM's current business. Of course if we had a Union Contract that could be protected. All. retirees should join the Alliance for our protection, think about it. It is. not expensive.
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